Tuesday, October 15, 2013

Prevent Child Identity Theft

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Child identity theft is a fast-growing crime with the number of under-age victims estimated to be as high as 700,000 a year, far exceeding adult identity theft. Criminals target children because kids have a clean credit record or no credit file, and the theft can go undetected for years—usually until the child applies for a summer job, a student loan, or a credit card. “Until that time, a thief can be racking up debt with credit cards and loans in the child’s name,” says Robert P. Chappell, Jr., a veteran law enforcement officer and identity theft expert. “Once the crime is discovered and stopped, the child can be held responsible for the debt and unable to obtain legitimate credit for months or even years.”

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